Announcement

Collapse
No announcement yet.

Boat insurance STRUGGLING

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

    Boat insurance STRUGGLING

    can anyone help me with finding a reasonable insurance quote that doesn't require a recent boat survey. I'm in south Carolina and can't find nothing under $1500

    #2
    Boat US
    Jeff & Tara (And Ginger too)
    Lake Havasu City, AZ
    |
    Current: 2008 Playcraft 2400 MCM 350 Mag B3
    2000 Bayliner 3388 Cummins 4bta 250s (SOLD 2020)
    2000 Bayliner 2858 MCM 7.4 MPI B3 (SOLD 2018)
    2007 Bayliner 305 MCM twin 350 Mag B3s (SOLD 2012)
    2008 Bayliner 289 MCM 350 Mag Sea Core B3 (SOLD 2009)
    And 12 others...
    In memory of Shadow, the best boat dog ever. Rest in peace, girl. 7-2-10

    Comment


      #3
      What are you trying to insure?

      Most insurance companies will require a survey once your boat reaches 20 years old. Many require surveys before that.

      I am not currently with BoatUs, but I have been comparing policies lately and I am leaning heavily toward switching to BoatUs at renewal time. Watch policy language as it relates to depreciation of partial losses. In a lot of cases, you can end up with a settlement of practically nothing.
      Mocoondo
      2002 Bayliner 195 Capri
      Mercruiser 5.0L V8 / Alpha I Gen II
      MMSI: 338091755

      Comment


        #4
        Yes it would help if we knew what boat you are trying to insure. Maybe fill out your profile signature with your boat info and your location.
        I have not found any insurance companies that will insure without a survey, especially with an older boat.
        Joel
        1987 3818 Hino 175
        "Knotty Girl"
        Prince Rupert B.C.

        Comment


          #5
          Foremost insurance doesn't require a survey. I was paying a little around $450 per year for 22k agreed value on my 1988 3218 and around the same for my 2000 2859 with 30k agreed value. Both had the coverages necessary for the marina. I got foremost thru my regular state farm dealer.
          Esteban
          Huntington Beach, California
          2018 Element 16
          Currently looking for 32xx in South Florida
          Former Bayliners: 3218, 2859, 2252, 1952

          Comment


            #6
            It’s for my 1999 bayliner 3055, I’m in South Carolina, I may just have to get a survey done

            Comment


              #7
              Originally posted by Medders View Post
              It’s for my 1999 bayliner 3055, I’m in South Carolina, I may just have to get a survey done
              You should anyway. A good surveyor will uncover at least something and you need to know what your boat is worth so you know how to properly insure it...and so does the insurance company.
              Mocoondo
              2002 Bayliner 195 Capri
              Mercruiser 5.0L V8 / Alpha I Gen II
              MMSI: 338091755

              Comment


                #8
                Originally posted by green650 View Post
                Foremost insurance doesn't require a survey. I was paying a little around $450 per year for 22k agreed value on my 1988 3218 and around the same for my 2000 2859 with 30k agreed value. Both had the coverages necessary for the marina. I got foremost thru my regular state farm dealer.
                Although Foremost doesn't require a survey they informed me they are no longer takkng on older boats i dont knkw.what the cut off year is but they wouldn't insure my 1989 Avanti 3450. They cover my 1979 conquest 3150 but said if I already have a policy I can keep it but they aren't making new ones on used boats.
                1989 Avanti 3450 Sunbridge
                twin 454's
                MV Mar-Y-Sol
                1979 Bayliner Conquest 3150 hardtop ocean express.
                Twin chevy 350's inboard
                Ben- Jamin
                spokane Washington

                Comment


                  #9
                  Funny you should mention that. I was just on BoatUS checking rates. I’m currently with Progressive but my rates have almost doubled from $70/month to $120/month. But they don’t require a survey. BoatUS does for a boat my age (1987 3270). The advice I’ve gotten is to leave well enough alone.
                  Glen Sherwood
                  1987 3270 twin 305’s
                  Coupeville, WA

                  Comment

                  Working...
                  X